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en Loading... Submit -- _Logo_v2 NEXSCARD_TextLogo_v2 About Us FAQ Services Early Access Calendar Contact Us English Español (000) 000-0000 -- -- A fast and easy way to get your cash & payments Use anywhere Visa ® Debit is accepted en Loading... Submit Get A Login Username * Password * Remember Me Forgot username/password Login success. Redirecting.. Click here to setup your online account. Your Connection to the World Rethink the way you manage your money. Pay bills, send money and harness the power of Visa ® Debit. Get all the features of a bank without a bank. works for you For employees, students and those who budget, is powerful, secure and backed by exceptional customer support. -- Get your government benefits up to 4 DAYS EARLY!* Click here to view the Early Access Calendar! Address: P.O. Box 307, New Hyde Park, NY 11040 Phone: (801) 742-8830 Email: Click Here Check out our Mobile App! Introducing the Mobile App. Check your balance, view transactions, manage alerts, send money & more all in one place. Easy to Use Manage your account -- -- Fast & Secure Use our App with -- -- Loved by Customers Over thousands -- -- Card 2 Card Transfer Send and receive -- -- Close Get in Touch © Copyright . All Rights Reserved. | Powered by Prepaid Ventures LTD. Terms and Conditions / Privacy Policy | Corporate Terms and Conditions / Privacy Policy | Legal Card Agreement | Contact | Support × Terms and Conditions / Privacy Policy IMPORTANT - PLEASE READ CAREFULLY English | Spanish -- Terms and Conditions EFFECTIVE DATE: November 18, 2015 IMPORTANT PLEASE READ CAREFULLY -- CARDHOLDER AGREEMENT AND FEE SCHEDULE FOR NEXSCARD VISA ® PREPAID CARD 1. Terms and Conditions for Visa ® Prepaid Card. This document constitutes the agreement ("Agreement") outlining the terms and conditions under which the Prepaid Visa Card has been issued to you by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank © 2014. By accepting and/or using this Card, you agree to be bound by the terms and conditions contained in this Agreement. The "Program Manager" for the Prepaid Visa Card is Prepaid Ventures, LTD. and the Customer Service telephone number is (800) 221-6504 or the toll free telephone number on the back of your Card. In this Agreement, "Card" means the Prepaid Visa Card issued to you by Metropolitan Commercial Bank, including any Secondary Card(s) you may request. "Card Account" means the records we maintain to account for the value of transactions associated with the card. "You" and "your" means the person or persons who have received the Card and who are authorized to use the Card as provided for in this Agreement. "We," "us," and "our" mean Prepaid Ventures, LTD. as your Program Manager and "Bank" means Metropolitan Commercial Bank, our successors, affiliates or assignees. The Card will remain the property of Metropolitan Commercial Bank and must be surrendered upon demand. The Card is nontransferable, and it may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. Please read this Agreement carefully and keep it for future reference. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: When you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. We also may ask to see your driver's license or other documentation bearing your photo as verification of your identity. By participating in the Card program, you warrant factual representation of the required information is accurate, including, but not limited to, your real name, valid U.S. mailing address and residential address (if different), social security number or other identification documentation, date of birth, and telephone number. If you falsify, misrepresent, or fail to provide requested information, we may cancel your Card. In addition, funds tied to suspected illicit or illegal activity may be subject to both internal and potentially federal investigation. We reserve the right to restrict or delay your access to any such funds. 2. Your Card. The Card is a prepaid card. The Card allows you to access funds loaded or deposited to your Card Account by you or on your behalf. The funds in your Card Account will be FDIC-insured once we have been able to verify your identity. You may access the funds in your Card Account by using your Card, Card Number, by automated clearinghouse (ACH) debit using your Account Number or by writing a Prefunded Check (as described in the Section below titled "Prefunded Check Transactions"). The Card is not a credit card. The Card is not a gift card, nor is it intended for gifting purposes. You will not receive any interest on your funds on the Card. The funds in your Card Account will not expire, regardless of the expiration date on the front of your Card. 3. FEES. FEES. THE FEES RELATING TO THE USE (AND MISUSE) OF YOUR CARD ARE SET FORTH IN THE "SCHEDULE OF FEES AND CHARGES (SCHEDULE A") ATTACHED TO THIS AGREEMENT AND INCORPORATED HEREIN BY REFERENCE. FEES INCURRED PURSUANT TO THE TERMS OF THIS AGREEMENT WILL BE WITHDRAWN FROM YOUR CARD ACCOUNT AND WILL BE ASSESSED SO LONG AS THERE IS A REMAINING BALANCE IN YOUR CARD ACCOUNT, UNLESS PROHIBITED BY LAW. You agree to pay all fees associated with the Card. We may from time to time amend the Fee Schedule, at our sole discretion as set forth in the Section of this Agreement titled "Amendment and Cancellation." If you request a service that is not included in this Schedule of Fees and Charges and there is a fee for such service, such fee will be disclosed at the time you request the service and you agree that any such fee may be deducted from your Card Account. 4. Authorized Users. If you permit another person to have access to your Card or Card Number, you are liable for all transactions made with the Card, Card Number or Account Number, and all related fees incurred, by those persons. To cancel an additional card, telephone the toll free number on the back of your Card or administrative office at (800) 221-6504 and you must follow-up not later than 10 business days with the written notification to revoke (cancel) permission for any person you previously authorized to use your Card. Until we have received your notice of such a revocation (cancellation) and have had a reasonable time to act upon the written notification of cancellation, you are responsible for all transactions and fees incurred by you or any other person you have authorized. If you tell us to revoke (cancel) another person's use of your Card, we may revoke (cancel) your Card and issue a new Card with a different Card Number and/or Account Number. You are wholly responsible for the use of each Card according to the terms of this Agreement, subject to the section labeled "Lost or Stolen Cards/Unauthorized Transfers" below, and other applicable laws. 5. Card Account Use and Purpose. Subject to the limitations set forth in this Agreement, you may use your Card, Card Number, or Account Number, as applicable, to (1) add funds to your Card Account (as described in the Section below titled "Adding Funds to Your Card Account"), (2) transfer funds between Card Accounts, (3) purchase goods or services wherever your Card is honored as long as you do not exceed the value available in your Card Account and aggregate purchases do not exceed $10,000 per day, (4) withdraw cash from your Card Account (as described in the Section below titled "Using Your Card to Get Cash," and (5) make payments to third parties directly from your Card Account by writing Prefun...